:root{
  --zem-blue:#123162;
  --zem-blue-2:#173d68;
  --zem-red:#e23946;
  --zem-gold:#e8bf65;
  --zem-text:#24313f;
  --zem-border:#d9e1ea;
  --zem-bg:#f2f6fa;
}
.zem-brand-header,.zem-pc-form,.zem-card{
  max-width:1020px;
  margin:24px auto;
  padding:24px;
  background:#fff;
  border:1px solid var(--zem-border);
  border-radius:18px;
  box-shadow:0 10px 28px rgba(0,0,0,.06);
  font-family:Arial,sans-serif;
  color:var(--zem-text);
}
.zem-brand-header{
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:18px;
  background:linear-gradient(135deg,#123162 0%,#1f4c82 100%);
  color:#fff;
}
.zem-brand-meta{display:flex;align-items:center;gap:16px}
.zem-brand-logo{width:72px;height:72px;border-radius:50%;background:#fff;padding:4px}
.zem-brand-header h2{margin:0 0 6px 0;color:#fff}
.zem-brand-header p{margin:0;color:#e7eef8}
.zem-brand-qr{width:88px;height:88px;border-radius:14px;background:#fff;padding:6px}
.zem-pc-form h2,.zem-card h1{margin-top:0;color:var(--zem-blue)}
.zem-section-title{font-size:18px;font-weight:700;color:var(--zem-blue);margin:6px 0 16px 0}
.zem-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.zem-grid .full{grid-column:1/-1}
.zem-pc-form label{display:block;font-weight:700;margin-bottom:6px}
.zem-pc-form input,.zem-pc-form select,.zem-pc-form textarea,.zem-sign-form input[type=text]{
  width:100%;padding:11px 12px;border:1px solid #c9d4e0;border-radius:10px;box-sizing:border-box;background:#fff;
}
.zem-inline-check label{display:flex;gap:8px;align-items:center}
.check-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.check-grid label{display:flex;align-items:center;gap:8px;font-weight:400}
.check-grid input{width:auto}
.zem-mode{display:none;margin:20px 0;padding:18px;background:#f7fbff;border:1px solid #d5e6f5;border-radius:14px}
.zem-mode.active{display:block}
.zem-btn,.zem-link-btn{
  background:var(--zem-blue);
  color:#fff;
  border:none;
  border-radius:10px;
  padding:12px 18px;
  text-decoration:none;
  display:inline-block;
  cursor:pointer;
  font-weight:700
}
.zem-link-btn:hover,.zem-btn:hover{background:#0e284f;color:#fff}
.zem-notice{padding:14px 16px;border-radius:10px;margin:16px auto;max-width:1020px}
.zem-notice.success{background:#e8f8ee;color:#146c2e}
.zem-quote-body{background:var(--zem-bg);margin:0;padding:20px}
.zem-quote-wrap{max-width:1040px;margin:0 auto}
.zem-public-card{padding:28px}
.zem-public-top{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}
.zem-public-brand{display:flex;gap:16px;align-items:flex-start}
.zem-public-logo{width:78px;height:78px;border-radius:50%;background:#fff;padding:4px;border:1px solid var(--zem-border)}
.zem-public-qr{width:94px;height:94px;border-radius:14px;background:#fff;padding:6px;border:1px solid var(--zem-border)}
.zem-public-top p{margin:4px 0 0 0;line-height:1.55}
.zem-badge-row{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0 12px}
.zem-badge{display:inline-flex;align-items:center;padding:7px 12px;border-radius:999px;background:#f3f6fb;border:1px solid #d7e0ea;font-size:13px;font-weight:700;color:var(--zem-text)}
.zem-badge-blue{background:#e8f0fb;color:var(--zem-blue);border-color:#cbdaf2}
.zem-public-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:18px 0}
.zem-mini-card{padding:18px;border:1px solid var(--zem-border);border-radius:16px;background:#fbfcfe}
.zem-mini-card h3{margin:0 0 10px;color:var(--zem-blue)}
.zem-mini-card p{margin:0;line-height:1.6}
.zem-bullet-list{margin:0;padding-left:20px}
.zem-bullet-list li{margin:0 0 8px}
.zem-totals{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:24px 0}
.zem-totals div{padding:18px;background:#f7fbff;border:1px solid #d5e6f5;border-radius:14px}
.zem-totals span{display:block;margin-bottom:8px;color:#55708f;font-size:14px}
.zem-totals strong{font-size:22px;color:var(--zem-text)}
.zem-totals .grand{background:var(--zem-blue);color:#fff}
.zem-totals .grand span,.zem-totals .grand strong{color:#fff}
.zem-contract-terms{background:#f8f8f8;padding:16px;border-radius:10px;margin:12px 0}
.zem-contract-terms h3{margin-top:0;color:var(--zem-blue)}
.zem-sign-actions{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-top:10px}
.zem-clear-btn{padding:10px 14px;border:1px solid #c9d4e0;background:#fff;border-radius:8px;cursor:pointer}
#zem-signature-pad{display:block;width:100%;max-width:600px;border:2px dashed #b7c4d3;border-radius:10px;background:#fff;touch-action:none}
details{margin:12px 0 18px}
summary{cursor:pointer;font-weight:700;color:var(--zem-blue)}
@media(max-width:900px){
  .zem-grid,.zem-totals,.zem-public-grid{grid-template-columns:1fr}
  .check-grid{grid-template-columns:1fr}
  .zem-brand-header,.zem-public-top{flex-direction:column}
}

.zem-inline-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:12px}
.zem-link-btn.secondary{background:#fff;color:#123162;border:2px solid #123162}
.zem-notice.error{background:#fdecea;color:#7a1b1b;border-left:4px solid #d93025;padding:14px 16px;border-radius:8px;margin:0 0 20px}
.zem-success-wrap{max-width:920px;margin:40px auto;padding:20px}
.zem-success-card{padding:28px}
.zem-success-top{display:flex;gap:18px;align-items:center;margin-bottom:22px}
.zem-success-logo{width:82px;height:82px;object-fit:contain;border-radius:50%;background:#fff;padding:4px;box-shadow:0 4px 18px rgba(0,0,0,.12)}
.zem-success-eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:12px;color:#52637a;font-weight:700;margin-bottom:6px}
.zem-success-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px}
.zem-totals.compact{margin-top:10px}